AI Underwriting Platform

Score the risk. Bind the quote. Done in minutes.

Attune gives commercial insurance brokers an instant AI risk score and a bound quote on SMB policies, so you stop waiting on underwriters and start winning the deal at the moment a client asks.

8 min
Average quote decision time
Pilot program, Q4 2025 through Q2 2026
BOP, GL, Auto
Commercial lines coverage types supported
12
Early-access agencies in pilot program
Q4 2025 through Q2 2026
2-3 days Traditional underwriting wait
Under 10 min With Attune risk scoring

Every day a quote waits is a deal that could walk.

Commercial insurance brokers lose business not because they lack relationships or expertise, but because underwriting queues turn a same-day opportunity into a multi-day chase. Attune is the risk-scoring layer your workflow is missing.

How It Works

From submission to bound quote in three steps

Attune processes the application, weights the risk signals, and returns a decision with rationale. No underwriting queue.

01

Submit the application

Broker enters or uploads the SMB commercial application through the portal or REST API. BOP, GL, or commercial auto.

02

Attune AI scores the risk

The scoring engine reads business type, revenue, location, and claims history, then weighs against carrier appetite signals in real time.

03

Bound quote returned with rationale

A decision with supporting rationale comes back in minutes. Present it to your client before they call someone else.

Full Technical Walkthrough
Platform

Built for the commercial lines workflow

Attune is tooling for brokers, not a carrier or producer. Every feature is designed around the broker's quoting flow.

Multi-line risk scoring

Score BOP, General Liability, and Commercial Auto on a single application. Attune handles the cross-line appetite matching so you do not have to shop each line separately.

Appetite matching before submission

Know which carriers will quote the risk before you submit. Attune reads carrier appetite signals so you stop sending submissions into the void.

Decision rationale included

Every quote comes with a plain-language rationale so you can explain the pricing to your client. No black box. No guessing why a carrier declined.

API and workflow integration

Connect Attune to your existing submission workflow via REST API or use the broker portal directly. No rip-and-replace of your current stack.

Early Access

From brokers in the pilot program

Before Attune, a commercial BOP submission would sit in the underwriting queue for two or three days. We had clients who called back and said they went with another agency while they were waiting. Now we can at least tell them we have an answer in the room with us.

Rebecca Oakes
Commercial Lines Producer, independent agency, central New Jersey. Early-access partner since late 2025.

The appetite matching is what changed the workflow for us. We were submitting to four or five carriers and waiting to see who came back. Attune tells you before you submit who is likely to quote the risk. That alone saves hours on a single account.

Troy Whitfield
Principal, regional brokerage, greater Chicago. Design partner, Q4 2025.
Pricing

Built for independent agencies and regional brokerages

Starter
$299/mo

Up to 50 submissions/month

Growth
$799/mo

Up to 250 submissions/month

Agency Pro
$1,999/mo

Unlimited submissions

Join the early-access program.

Commercial lines brokers in 12 early-access agencies are already quoting faster with Attune. Add your agency to the program and see a live demo of the scoring engine on a real submission.